Did you know that without a contractor’s license, a company cannot obtain/provide workers compensation. If they are uninsured and a worker should have an accident on your property You could be held responsible and could end up with significant medical expenses.
Another big benefit that you get when hiring a licensed contractor is that they will have a Bond and that provides an independent agency/board to complain to if things go south. Not contractor with a license is qualified, but you have to start somewhere when you hire work out.
It is never “okay” to use an un-licensed contractor. If the contractor is not licensed, they will be unable to get insured and that will put you, your employees, and your property at risk. If un-licensed contractor is the lowest in cost, you should understand why. Any reputable contractor should be able to produce both a license and insurance.